Humm Interest-Free Financing & Payment Plans

Last Updated: 1 June 2023

We have partnered with Humm to offer all our customers interest-free financing and monthly payment plan options for any purchase over €80.

Humm Payment Plans

For purchases from €80 to €499:

  • Application Fee: €0
  • Account Keeping Fee: €0/month
  • Instalments: 2 monthly or 4 bi-monthly (every 2 weeks) repayments
  • Interest-Free
  • Upfront Payment: 20% of purchase price
  • No penalty for early repayment

For purchases from €500 to €999:

  • Application Fee: €10
  • Account Keeping Fee: €1/month
  • Instalments: 6 or 12 monthly repayments
  • Upfront Payment: €10
  • No penalty for early repayment

For purchases over €1000:

  • Application Fee: €40
  • Account Keeping Fee: €3.50/month
  • Instalments: 24 or 36 monthly repayments
  • Interest-free for first 12 or 18 months
  • Upfront Payment: €40
  • No penalty for early repayment
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How To Apply

To apply for Humm Financing & avail of the above payment plans you must:

  • Have a valid email address & mobile phone number;
  • Be at least 21 years of age;
  • Be an Irish citizen or permanent resident of Ireland;
  • Earn a minimum taxable income of €21,000 per year;
  • Have a current credit / debit card & photo ID;
  • Have good credit history;

Application is done completely online. Humm uses both SMS & email to keep in touch during the application process. You may be asked to provide additional documents such as a recent bank statement, utility bill or payslip to support your application. Once Humm has all the information / documentation needed, credit decisions can be made usually under 30 minutes.

Apply Now