Humm Interest-Free Financing & Payment Plans
Last Updated: 1 June 2023
We have partnered with Humm to offer all our customers interest-free financing and monthly payment plan options for any purchase over €80.
We have partnered with Humm to offer all our customers interest-free financing and monthly payment plan options for any purchase over €80.
Humm Payment Plans
For purchases from €80 to €499:
- Application Fee: €0
- Account Keeping Fee: €0/month
- Instalments: 2 monthly or 4 bi-monthly (every 2 weeks) repayments
- Interest-Free
- Upfront Payment: 20% of purchase price
- No penalty for early repayment
For purchases from €500 to €999:
- Application Fee: €10
- Account Keeping Fee: €1/month
- Instalments: 6 or 12 monthly repayments
- Upfront Payment: €10
- No penalty for early repayment
For purchases over €1000:
- Application Fee: €40
- Account Keeping Fee: €3.50/month
- Instalments: 24 or 36 monthly repayments
- Interest-free for first 12 or 18 months
- Upfront Payment: €40
- No penalty for early repayment
How To Apply
To apply for Humm Financing & avail of the above payment plans you must:
- Have a valid email address & mobile phone number;
- Be at least 21 years of age;
- Be an Irish citizen or permanent resident of Ireland;
- Earn a minimum taxable income of €21,000 per year;
- Have a current credit / debit card & photo ID;
- Have good credit history;
Application is done completely online. Humm uses both SMS & email to keep in touch during the application process. You may be asked to provide additional documents such as a recent bank statement, utility bill or payslip to support your application. Once Humm has all the information / documentation needed, credit decisions can be made usually under 30 minutes.